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Make better pricing decisions

IRS competitive product research | Research Services| Financial intelligence

Unlike other industry researchers, we collect rate and fee information across all banking products, making us the one-stop shop for retail banking product research.

How it works

Our Competitive Product Intelligence offers unmatched accuracy and timeliness. This is thanks to our:

  • Information collection methodologies
  • Auditing processes
  • Key relationships – more than 75% of our product information is provided directly from the client institution

Intelligence is available when you need it and contains all the relevant product information for better granularity and detail.


How Competitive Product Intelligence can help
There’s no need to carry out research yourself or use substandard and potentially misleading sources of information. With our superior, comprehensive data you’ll be able to conduct competitor comparisons and precision pricing with confidence.


What's included

Accurate rate and fee data

Accurate rate and fee data

We provide the best competitive product rate and fee research available.

Timely delivery

Timely collection

To match your information needs.

Granular pricing data

Granular pricing data

A wealth of detail for precision comparisons.

Identify potential licensing

Gap analysis

For sales strategies, staff training and more.

Financial Intelligence: latest

Free analysis

  • Competitive Product Research

    Looking into the future: Card control trends

    By Chad Watkins, Director of Market Intelligence and Chris Ward, Lead Analyst at Informa Financial Intelligence 12 Jul 2018

    Chad Watkins, Director of Market Intelligence at Informa Financial Intelligence, and Chris Ward, Lead Analyst at Informa Financial Intelligence in the U.K and Europe, continue their discussion of European financial services digital features and functionality trends that are likely to appear in the U.S. This podcast discusses card control trends, including card freezing, spending behavior tracking, virtual cards, tokenization, and temporary cards. Podcast #2 in an ongoing series.

    Topic Changing Rate Environment

  • Market Research Solutions, Competitive Product Research

    Fintech Lenders: Growing Their Market Share at Your Expense

    By Chad Watkins 10 Jul 2018

    Since bursting onto the scene a few years ago, Fintech lenders have gained market share so quickly that many banks and credit unions are still struggling to adjust to an industry that has quickly transformed itself to consumers.

    Topic Changing Rate Environment

  • Market Research Solutions, Competitive Product Research

    I Want to Be Popular!

    By Chad Watkins and Sue Hines 29 Jun 2018

    Everyone wants to become popular, so what will it take for termed certificate of deposit accounts to become popular again? Over the last two years the Federal Reserve has raised its target rate by 150 basis points, and it plans on making the same increase over the next two years. Because of this, the long-term savings rates offered by financial institutions have been going up, slowly, but going up nonetheless.

    Topic Changing Rate Environment

  • Competitive Product Research

    Looking into the future of digital banking trends.

    By Chad Watkins, Director of Market Intelligence and Chris Ward, Lead Analyst at Informa Financial Intelligence 25 Jun 2018

    Chad Watkins, Director of Market Intelligence at Informa Financial Intelligence, and Chris Ward, Lead Analyst at Informa Financial Intelligence in the U.K and Europe, discuss European financial services digital features and functionality trends that are likely to appear in the U.S. Discussed in this podcast is digital document capture, onboarding, and authentication. Podcast #1 in an ongoing series.

    Topic Changing Rate Environment

  • Competitive Product Research, Informagic

    Loan Rate Monitor - June 2018

    18 Jun 2018

    As we head into mid-June, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of May, APR for the 30-year conforming fixed mortgage has increased 0.139 to 4.739 percent. 5/1 ARM jumbo products have slightly increased 0.067 to 4.707 along with the 30-year jumbo fixed which increased 0.133 to 4.549.

  • Competitive Product Research, Market Research Solutions, Med...

    Success Stories: Designing for the Present, Planning for the Future

    15 Jun 2018

    A 50-billion-dollar financial institution is interested in new mobile banking application features. However, their app has not been updated in years and the list of features they want to add is long. This initiative will not only be time consuming, it will be expensive. Read more about Informa's successful approach here...

    Topic Industry News

  • Competitive Product Research, PriceWise

    PriceWise for Community Banks: Level the playing field!

    01 Jun 2018

    The information advantage given by PriceWise™ helps you succeed in managing your deposit and lending products. 

  • Competitive Product Research, Informagic

    Loan Rate Monitor - May 2018

    17 May 2018

    As we head into mid-May, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of April, APR for the 30-year conforming fixed mortgage has increased 0.036 to 4.707 percent. 5/1 ARM jumbo products have increased 0.015 to 4.709, along with the 30-year jumbo fixed which increased slightly 0.057 to 4.504.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - April 2018

    17 Apr 2018

    As we head into mid-April, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of March, APR for the 30-year conforming fixed mortgage has increased 0.026 to 4.560 percent. 5/1 ARM jumbo products have increased 0.038 to 4.609 along with the 30-year jumbo fixed which increased slightly 0.004 to 4.314. 

  • Competitive Product Research, Informagic

    Loan Rate Monitor - March 2018

    17 Mar 2018

    As we head from February into March, we are finding that rates continue to move upward. Since the end of January, APR for the 30-year conforming fixed mortgage has increased 0.048 to 4.615 percent. 5/1 ARM jumbo products have increased 0.041 to 4.506 along with the 30-year jumbo fixed which also increased 0.030 to 4.399.

  • Competitive Product Research

    Are You Prepared For This New Rising Rate Environment

    16 Mar 2018

    What’s different this time around? It’s finally happening, the rising rate environment has started. Things are different this time around. Mobile banking has taken hold and consumer banking behavior is dramatically different. Informa Research Services can help you prepare for a new competitive environment and help you understand new consumer behaviors.

  • Competitive Product Research, BankTrends

    BankTrends CECL Overview

    14 Mar 2018

    Join Michael Stinson of Informa Research Services and BankTrends on a brief overview of the BankTrends CECL Calculator. Find out why your CECL solution doesn’t have to be complicated.

  • Competitive Product Research, PriceWise

    PriceWise™ - Tour of PriceWise™

    14 Mar 2018

    Join Kevin Coyne of Informa Research Services on an in-depth tour of PriceWise™. Find out how PriceWise’s smart business tools help our clients succeed in managing deposit and lending products. PriceWise helps you make better business decisions with limited time, tools, and resources.

  • Competitive Product Research, BankTrends

    BankTrends CECL Calculator Tutorial

    14 Mar 2018

    Join Michael Stinson of Informa Research Services and BankTrends on a 10-minute tour of the BankTrends CECL Calculator. Find out why your CECL solution doesn’t have to be complicated.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - February 2018

    06 Mar 2018

    Looking at rates from January moving into February, we are finding that rates continue to move upward.  Since the end of January,  APR for the 30-year conforming fixed mortgage has increased 0.146 to 4.497 percent.  5/1 ARM jumbo products have increased 0.047 to 4.317 along with the 30-year jumbo fixed which also increased 0.102 to 4.317.

Complimentary emails - sign up to receive

Our weekly email service keeps you informed of the latest announcements, research results, and observations from our financial services product research teams. Whether it's a new innovative product, the latest offering, or special product pricing - you’ll be "In the Know".
Our free opt-in electronic rate table. This email service, delivered daily, keeps you informed of the latest product rate trends.

Meet the team

Management

Chuck Miwa

Management, Head of Retail and Consumer Banking, Financial Intelligence

California, USA

Chuck Miwa

Chuck specializes in

  • Customer Experience/Engagement/Loyalty
  • Retail Banking Products
  • Retail Lending
  • Benchmarking

+32 year(s) experience

Management

Jennifer Rossum

Management, Chief of Staff

Massachusetts, USA

Jennifer Rossum

Jennifer specializes in

  • Retail Banking Products
  • Customer Experience/Engagement/Loyalty
  • Money Market Funds

+21 year(s) experience

Any questions?

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