Competitive Product Research

Unlike other industry researchers, we collect rate and fee information across all banking products, making us the one-stop shop for retail banking product research.

How it works

Our Competitive Product Intelligence offers unmatched accuracy and timeliness. This is thanks to our:

Information collection methodologies
Auditing processes
Key relationships – more than 75% of our product information is provided directly from the client institution

Intelligence is available when you need it and contains all the relevant product information for better granularity and detail.

How Competitive Product Intelligence can help
There’s no need to carry out research yourself or use substandard and potentially misleading sources of information. With our superior, comprehensive data you’ll be able to conduct competitor comparisons and precision pricing with confidence.

View research areas

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Markets Will Crash Between Now & When Central Banks Stop Printing

By Charles Biderman, Informa, TrimTabs 19 Oct 2017

Key Question: Can Central Banks Sep Back in to Save Markets? I have been mostly bullish on the US stock market ever since realizing in October 2009 that the US Federal Reserve and other Central Banks’ money printing had eliminated the market downside. What should be taught in Stock Market 101, particularly to those seeking to be Chartered Financial Analysts, is that all there is in the stock market are shares of stock. Money flows in and out of the checking accounts of investors and stock market intermediaries. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Trump is Scaring Corporate America

By Charles Biderman, Informa, TrimTabs 10 Oct 2017

Float Shrink Plunging, CapEx Dropping Yet Free Cash Growing 13.3% Informa TrimTabs Weekly Liquidity Review just reported that Q3 net new corporate buying was the lowest in five years since Q3 2012 (see graph below). Net corporate buying consists of new buyback announcements plus cash takeovers of already public companies minus all new share sales; including IPO’s secondaries as well as insider selling. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Keynesians Driving the Global Economy to Ruin: $1 of Government Spending is not = $1 of After Tax Income

By Charles Biderman, Informa, TrimTabs 06 Oct 2017

Followers of John Maynard Keynes tend to believe that $1 of government spending is just as good as $1 of after tax income, if not better. The key message of Keynesian economics is when the rate of growth of after tax profits of both industry and individuals declines, then increased government spending is supposed to not only provide a bridge but enhance an overall business recovery. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Individuals and Public Companies Acting Bearish - Bullish Spike in Stock Prices Ahead?

By Charles Biderman, Informa, TrimTabs 29 Sep 2017

Individuals and Public Companies Acting Bearish - Bullish Spike in Stock Prices Ahead? US stock prices are up more than 6% since the end of March. However, you would not know that if you simply followed flows in and out of US equity mutual and exchange traded funds. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Why Corporate Tax is the Worst Tax of All

By Charles Biderman, Informa, TrimTabs 21 Sep 2017

No Corporate Taxes Could Increase All Collected Income Taxes. Imagine the US having 0% corporate income taxes. First obvious impact would be to dramatically increase business profits and return on equity. US companies would have an obvious cost advantage over every country with a corporate income tax. What better initial and long-term boost to US productivity and competitiveness could there be than eliminating corporate taxes? Read more from Charles Biderman.

Competitive Product Research, Informagic

Loan Rate Monitor - August 2017

15 Sep 2017

As we head into mid-September, we are finding that there has been an overall decrease in mortgage rates. August showed a steady decline, including some record lows for the 2017 year.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Trump’s Negative Impact on Economy Increasingly Obvious

By Charles Biderman, Informa, TrimTabs 13 Sep 2017

There is no question that US stock and bond markets have each been going up in price ever since Donald Trump was elected President. However, underlying the appreciation of stocks and bonds are more and more warning signs that all is not well for the longer term – all due to a growing awareness of the ineffectiveness of the Trump administration. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

September Monthly Interest Rate Outlook

By Marcus Dewsnap 01 Sep 2017

Monetary policy remains ultra-accommodative in historical terms. The global central bank balance sheet has continuously expanded for around 10-years. Yet the Fed is ready to begin tapering reinvestment which brings to attention liquidity withdrawal. Read more from Informa Global Markets by clicking the button below.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Income Growth Stops When Government Debt Surges

By Charles Biderman, Informa, TrimTabs 31 Aug 2017

Rapid economic growth is just around the corner, say Central Bankers, Wall Street economists and global investors. However, all that has been growing in the US and the rest of the developed world is government debt. What has not been growing is average and median household income - no matter what monetary strategies central banks create. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

US Equity Funds Having Biggest Outflow Since Jan. 2016

By Charles Biderman, Informa, TrimTabs 23 Aug 2017

At Same Time Informa TrimTabs MacroIndex Makes New High US Equity Mutual and US Equity Exchange Traded Funds are on track for the biggest one month combined outflow since January 2016. That bearish tidbit follows on what I wrote last week, which was that US public companies have announced the least amount of new stock buybacks this earnings season in five years, and have also reduced actual capital expenditures on new plant and equipment so far this year to the lowest level in five years. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Has Corporate America Given Up on Trump? New Float Shrink & Capex Plunging - Cash Growing

By Charles Biderman, Informa, TrimTabs 16 Aug 2017

Corporate America appears to have given up on Donald Trump by their actions. I have commented several times this year, in print and on CNBC, that both newly announced stock buybacks and cash takeovers of public companies are plunging. So far this summer, corporate buying is at a multi-year low. But what’s new and much worse for the economy is that, according to S&P Dow Jones Indices’ Howard Silverblatt, capital expenditures since the start of this year --when Donald Trump was sworn in --have plunged to the lowest levels since early 2011. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

VIX – The Canary in the Stock Market Coal Mine

By Charles Biderman, Informa, TrimTabs 04 Aug 2017

Low VIX Due to Belief that Central Banks Have the Market’s Back However When The VIX Surges Again, Watch Out Below. The VIX, the acronym for the price volatility index of the S&P 500 (also called the Fear Index) has been trading at below 10 – the lowest since December 1993. The bigger the price changes over a short period of time, whether up or down, the higher the VIX. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Biderman on Markets: Zero Interest Rates Creating Lemmings Heading Towards The Inevitable

By Charles Biderman, Informa, TrimTabs 26 Jul 2017

For as long as both the European, UK, and Japanese central banks keep printing money the global stock market rally will continue. For as long as the rally keeps going, more and more money will flow into Exchange Traded Funds that passively invest in all the major market indices. However, when the global central banks stop printing money and thereby cease creating asset price inflation; the resulting plunge in stocks will look very similar to lemmings going over the cliff. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Zero Interest Rates (ZIR) Keeping Inflation Low

By Charles Biderman, Informa, TrimTabs 19 Jul 2017

Oil, as evidenced by West Texas Intermediate (WTI), has been trading in range from about $40 to $50 per barrel for two years. Yet most investors, economists and pundits continue to predict a rebound in energy prices. Despite low oil, there have been consistently huge flows into energy-based ETFs. Indeed, so far this year Commodity Energy ETFs have received new money equal to 5% of assets – despite the fact that Commodity Energy ETF prices are down 22%. In other words, even though investors have consistently been losing money, they keep on believing in higher oil prices. Read more from Charles Biderman.

EPFR, IGM Credit, IGM FX and Rates, WealthManagement.com, Co...

Does the $93B of Bank New Stock Buybacks Mean Corporate Buying Slowdown is Reversing?

By Charles Biderman, Informa, TrimTabs 11 Jul 2017

Charles Biderman, Informa TrimTabs, presents his analysis of current supply and demand data, suggesting the big spike in bank new stock buybacks doesn't mean the slump in corporate buybacks is reversing.