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About Rene

Texas, USA

+7 year(s) experience

Rene Segura
Rene Segura leads FBX’s Consumer Lending division covering Auto, Credit Card, Home Equity, Personal, and Small Business Lending data and analytics.

Over the years, Rene has led analytics and product teams across Auto, Home Equity, Mortgage, and Personal Lending. Prior to joining IFI, Rene managed data analytics for Financial Services at Capital One supporting Compliance, Operations, Sales, and Servicing, as well as Margin Management for their Home Loans division. Rene graduated with degrees in Economics and Computer Science from Princeton University with a concentration in data analytics and the economic impact of monetary policy.

Analyst Articles

Articles by Rene

  • LendersBenchmark™ - Financial Lending Analytics, Financial I...

    Interest Rate Gravity: How Rates (not Coronavirus) Defined Lending in 2020

    Interest Rate Gravity: How Rates (not Coronavirus) Defined Lending in 2020

    Interest Rates in all shapes and forms take center stage in this webinar. With rates at all-time lows and unemployment at all-time highs, the problem everyone in the financial services space has been dealing with is how borrowers and competitors have shifted their behaviors and strategies to adjust to this new normal. As Warren Buffett once said: “Interest rates are to asset prices what gravity is to the apple. When there are low interest rates, there is a very low gravitational pull on asset prices.” How have rate movements by the Fed and financial institutions driven changes in the value placed on lending both from a borrower’s and lender’s point of view? Join our very own Princeton economist, Rene Segura, as he guides us through a year-in-rate view as we re-visit industry rates across Auto, Home Equity, Mortgage, and Personal Loans to help answer how borrowers (and lenders) are shifting behaviors in this environment; and what signs that may give us for what’s to come in 2021.

    Topic Industry News