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Your eyes and ears

Informagic | Data analysis tools | Financial intelligence

If you currently do your own retail banking product research or rely on a substandard source, you can save time and increase insight with Informagic™. It’s your eyes and ears on the retail banking market, giving you a comprehensive view of global products.

How it works

  • Our unique methodologies offer the best competitive product rate and fee research for every retail banking product on the market
  • You can access and analyze data whenever and wherever you need it with the online rate and fee analysis tool
  • The system lets you track your competitors, monitor market shares and analyze historical trends

Informagic™ offers unrivalled data accuracy and timeliness. More than 75% of our product information is provided directly from the client institution.


How Informagic™ can help
Successful products come from exceptional competitor research. With accurate rate and fee data at their fingertips, product managers can truly see how their institution’s products compare. That means smarter pricing and product management decisions.

What's included

Complete and rate and fee information

Complete rate and fee information

Granular data on ALL retail banking products.

Smart business tools

Smart business tools

Alerts, dashboards, reporting, heat maps and more.

Timely data instant access

Timely data and instant access

The most up-to-date information whenever you need it.

Precision comparisons

Precision comparisons

See how products really measure up.

Financial Intelligence: latest

Free analysis

  • Competitive Product Research, Market Research Solutions, Inf...

    Looking into the future: Card control trends

    By Chad Watkins, Director of Market Intelligence and Chris Ward, Lead Analyst at Informa Financial Intelligence 12 Jul 2018

    Chad Watkins, Director of Market Intelligence at Informa Financial Intelligence, and Chris Ward, Lead Analyst at Informa Financial Intelligence in the U.K and Europe, continue their discussion of European financial services digital features and functionality trends that are likely to appear in the U.S. This podcast discusses card control trends, including card freezing, spending behavior tracking, virtual cards, tokenization, and temporary cards. Podcast #2 in an ongoing series.

    Topic Changing Rate Environment

  • Competitive Product Research, Market Research Solutions, Inf...

    Looking into the future of digital banking trends.

    By Chad Watkins, Director of Market Intelligence and Chris Ward, Lead Analyst at Informa Financial Intelligence 25 Jun 2018

    Chad Watkins, Director of Market Intelligence at Informa Financial Intelligence, and Chris Ward, Lead Analyst at Informa Financial Intelligence in the U.K and Europe, discuss European financial services digital features and functionality trends that are likely to appear in the U.S. Discussed in this podcast is digital document capture, onboarding, and authentication. Podcast #1 in an ongoing series.

    Topic Changing Rate Environment

  • Competitive Product Research, Informagic

    Loan Rate Monitor - June 2018

    18 Jun 2018

    As we head into mid-June, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of May, APR for the 30-year conforming fixed mortgage has increased 0.139 to 4.739 percent. 5/1 ARM jumbo products have slightly increased 0.067 to 4.707 along with the 30-year jumbo fixed which increased 0.133 to 4.549.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - May 2018

    17 May 2018

    As we head into mid-May, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of April, APR for the 30-year conforming fixed mortgage has increased 0.036 to 4.707 percent. 5/1 ARM jumbo products have increased 0.015 to 4.709, along with the 30-year jumbo fixed which increased slightly 0.057 to 4.504.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - April 2018

    17 Apr 2018

    As we head into mid-April, the market remains volatile with many fluctuations in movement. Ultimately, we are finding that rates continue to move upward. Since the end of March, APR for the 30-year conforming fixed mortgage has increased 0.026 to 4.560 percent. 5/1 ARM jumbo products have increased 0.038 to 4.609 along with the 30-year jumbo fixed which increased slightly 0.004 to 4.314. 

  • Competitive Product Research, Informagic

    Loan Rate Monitor - March 2018

    17 Mar 2018

    As we head from February into March, we are finding that rates continue to move upward. Since the end of January, APR for the 30-year conforming fixed mortgage has increased 0.048 to 4.615 percent. 5/1 ARM jumbo products have increased 0.041 to 4.506 along with the 30-year jumbo fixed which also increased 0.030 to 4.399.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - February 2018

    06 Mar 2018

    Looking at rates from January moving into February, we are finding that rates continue to move upward.  Since the end of January,  APR for the 30-year conforming fixed mortgage has increased 0.146 to 4.497 percent.  5/1 ARM jumbo products have increased 0.047 to 4.317 along with the 30-year jumbo fixed which also increased 0.102 to 4.317.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - January 2018

    15 Jan 2018

    As we head into mid-January, we are finding that there has been a slight upward movement in mortgage rates. Since the end of December, APR for the 30-year conforming fixed mortgage has increased 0.041 to 4.089 percent. 5/1 ARM jumbo products have increased 0.060 to 4.145 along with the 30-year jumbo fixed rate which also increased 0.058 to 4.015.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - December 2017

    15 Dec 2017

    As we head into mid-December, we are finding that there has been very minimal movement in mortgage rates. Since the end of November, APR for the 30-year conforming fixed mortgage has decreased 0.025 to 3.995 percent. 5/1 ARM jumbo products have increased 0.019 to 3.965 along with the 30-year jumbo fixed which also increased 0.007 to 3.915.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - November 2017

    15 Nov 2017

    As we head into mid-November we see fixed mortgage rates have been on the decline. We see the 30-year conforming dropping 0.059 to 3.982 and the 30-year jumbo dropping 0.052 to 3.864. On the other hand, we see both the 5/1 ARM conforming and jumbo have increased, with the 5/1 ARM increasing 0.014 to 3.966 and 5/1 ARM jumbo with a minimal increase of 0.005 to 3.861.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - September 2017

    15 Oct 2017

    As we head into mid-October, we are finding that there has been an overall slight increase in rates. September proved to show the volatility in the market starting with a steady decline and ultimately turned into a continued upward swing of rates.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - August 2017

    15 Sep 2017

    As we head into mid-September, we are finding that there has been an overall decrease in mortgage rates. August showed a steady decline, including some record lows for the 2017 year.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - March 2017

    15 Apr 2017

    As we head into mid-April, we are finding that there has been a slight drop in rates compared to March’s high volatility as bond market holdings for the new month were adjusted.

  • Competitive Product Research, Informagic

    Loan Rate Monitor - February 2017

    15 Mar 2017

    As we head into mid-March we are seeing a sharp increase in rates, primarily due to the markets anticipation of the Federal Reserve’s intent to raise the Fed Funds Rate this month. 

  • Competitive Product Research, Informagic

    Loan Rate Monitor - January 2017

    15 Feb 2017

    As we head into mid-February we are finding that rates have declined overall. This decline comes after a period of rapid mortgage rate movements we saw at the end of 2016, which followed the end of the presidential election.

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Our weekly email service keeps you informed of the latest announcements, research results, and observations from our financial services product research teams. Whether it's a new innovative product, the latest offering, or special product pricing - you’ll be "In the Know".
Our free opt-in electronic rate table. This email service, delivered daily, keeps you informed of the latest product rate trends.

Meet the team

Management

Chuck Miwa

Management, Head of Retail and Consumer Banking, Financial Intelligence

California, USA

Chuck Miwa

Chuck specializes in

  • Customer Experience/Engagement/Loyalty
  • Retail Banking Products
  • Retail Lending
  • Benchmarking

+32 year(s) experience

Any questions?

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