According to Curinos, February 2024 funded mortgage volume increased 5% YoY and increased 14% MoM. In the Retail channel, funded volume increased 1% YoY and increased 20% MoM. The average 30-year conforming retail funded rate in February 2024 was 6.79, 9bps lower than January 2024 and 62bps higher than the same month last year. Purchase rates were 10bps lower MoM and 55bps higher YoY, while Refinance rates were 1bps lower MoM and 77bps higher YoY. Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.
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